Is Your HMO Portfolio Sitting on a Hidden Risk That Could Cost You Everything? Most HMO landlords believe they are compliant. Many are not. The gap between assumption and reality is precisely where enforcement action, five-figure fines, and Rent Repayment Orders are born. If you own or manage Houses in Multiple Occupation in Stoke on-Trent, Crewe, or Newcastle-under-Lyme — or anywhere across the UK — this is not a theoretical risk. It is a live and growing one. The regulatory