The short answer: In England, a property will usually be an HMO where at least three people forming more than one household share basic amenities. A mandatory HMO licence is generally required where five or more people from more than one household share facilities and at least one pays rent. Smaller HMOs can still require an additional licence, while a selective licence can apply to ordinary private lets in a designated area. The answer always depends on the property, the pro

Stoke-on-Trent's Housing Landscape Stoke-on-Trent is often overlooked by amateur investors chasing the saturated markets of London or Manchester. However, for the strategic property investor, this Staffordshire city presents a compelling proposition. It is not a trendy coastal town, nor does it pretend to be. Instead, it offers something far more valuable to the professional landlord: robust fundamentals. Stoke-on-Trent boasts a unique housing landscape characterised by highl