Why Landlords Should NOT Switch from HMO to BTL in 2025 As UK property regulations tighten , many landlords with Houses in Multiple Occupation (HMOs) are contemplating switching to Buy-to-Let (BTL) , believing it will be easier to manage. However, this shift can significantly reduce rental yields, increase financial risk, and limit flexibility . Before making the move, landlords should consider these 11 compelling, evidence-based reasons why sticking with HMOs is the better