The Great HMO Council Tax Shake-Up: A Landlord's Guide to the 2025 Consultation For the past decade, a silent crisis has been eroding the viability of quality HMO investments across the UK. The culprit? A practice known as council tax disaggregation —a technical term with devastating financial consequences. The Valuation Office Agency (VOA) has been treating individual en-suite rooms within Houses in Multiple Occupation as separate dwellings for council tax purposes, transfor