As we push deeper into 2025, a stark reality is facing UK property investors: the returns you thought you were making are being silently eroded by inflation. While the headline rate has eased to 3.2%, it continues to be a formidable challenge . For landlords, this isn’t just a number; it’s a direct attack on your cash flow, your profits, and your long-term wealth. The old strategy of "buy-and-hold" with a standard single-let property is no longer enough. In this economic clim