The UK property landscape has been fundamentally reshaped. Gone are the days of 2% fixed rates and negligible product fees. Today, landlords face a stark new reality: interest rates hovering between 5-7%, punitive product fees reaching up to % of the loan, and a dizzying array of mortgage products where the wrong choice can cost tens of thousands of pounds. For the amateur investor, this environment is a minefield. The old, simplistic approach of just picking the lowest headl

00:32 Hello, and welcome to another episode of the essential property podcast with your host, Amanda Woodward and Paul Samuda. Andtoday, we are going to be taking a deep dive on all things financial when it comes to the property world. So we're going to be kicking off talking about mortgages. We will also be talking about mortgage valuations and refinances along with negotiations of contracts and some other bits and pieces thrown in along the way. What prompted the episode th