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Why Landlords Should NOT Switch from HMO to BTL in 2025 As UK property regulations tighten , many landlords with Houses in Multiple Occupation (HMOs) are contemplating switching to Buy-to-Let (BTL) , believing it will be easier to manage. However, this shift can significantly reduce rental yields, increase financial risk, and limit flexibility . Before making the move, landlords should consider these 11 compelling, evidence-based reasons why sticking with HMOs is the better

Essential Property Podcast - Episode 55 Review Date:  October 26, 2024 Source:  "Ep.55 - With Battison Now Complete! Paul & Amanda Share What Is In Store For 2025" - Essential Property Podcast Overview: This podcast episode features Paul Samuda and Amanda Woodward, experienced property investors and developers, discussing the completion of their major project, "One Battison" (formerly known as Project 1B), and their outlook for the property market in 2025. They also touch on

Ep. 54 - Labour's budget is hurting the UK economy, but what is the impact on Landlords & Business Owners? Wednesday Dec 25, 2024 Podcast Transcript Welcome to the Essential Property Podcast. In episode 54, hosts Amanda Woodward & Paul Samuda   continue with the new style semi-digital episode, this time talking about how Labour's budget is hurting the UK economy.    Hey everyone, welcome back. Today we're going deep on the UK economy. Ooh, exciting. Yeah, especially for thos

Over the last couple of weeks, we’ve been diving deep into the major events that impact property investments, from Labour’s Autumn Budget and the new Renters Rights Bill to the recent Trump win in the US. Our mission? To make sense of these changes and how they shape opportunities and challenges for UK landlords. Catch our latest episodes on The Essential Property Podcast, where we break down the impact on landlords and provide actionable insights to help evolve your portfoli

So UK property investment you're thinking what is Trump winning in the US have to do with me over here? It's a great question a lot of people are asking. But we're going to deep dive into exactly that, how those policies might ripple out ripple effect and affect the UK economy, and specifically what it means for property investors like you. For sure, we're going to break it down into three time frames, right? Short term, 1 to 2 years, okay. Medium term about 4 to 5 years out.

The Essential Property Podcast Episode 52 Transcript In today's digital episode, we provide an insight into our client case studies, whether it be assisting with their first deal or reviewing an established portfolio for an experienced investor. We're sharing a snapshot of the success of our coaching and advisory clients in Stoke on Trent and Crewe, plus a little further afield in Birmingham and the north of England. We hope you enjoy this episode. Let's check it out. All ri

Podcast Transcript - The Essential Property Podcast Ep.51 - Paul & Amanda's Review on the Autumn Budget. The Huge £40 Billion Tax Raise from Labour Chancellor Rachel Reeves Hello and welcome to another episode of the Essential Property Podcast. In this episode review, we cover the last 24 hours where the chancellor, Rachel Reeves, has shared a 40 billion. Yes, that's billion with a B pound tax raising autumn budget. We have included the Well-reported headline tax increases, a

As the UK government prepares to unveil its latest Budget under the leadership of Keir Starmer and Shadow Chancellor Rachel Reeves, there is growing anticipation within the property sector. The Budget, expected to be announced next week, could signal significant changes for landlords and property owners, especially when it comes to taxes. Early indicators suggest that the Labour government may seek to introduce new measures aimed at promoting housing affordability, while also

Repton | 27 September 2024   Stay & Co. Property Management, a leading name in service accommodation and property management, is excited to announce its latest project – a gorgeous 6-bedroom home in Repton, just outside Burton on Trent. This impressive home is undergoing a full transformation to create a luxurious retreat, perfect for hosting groups of up to 14 people. Launching this December, just in time for Christmas, this property is sure to be a hit for family reunions,

**Why Every UK HMO Landlord Needs a Fire Risk Assessment (FRA)** As a landlord managing a House in Multiple Occupation (HMO) in the UK, ensuring the safety of your tenants is both a legal and moral obligation. With recent changes in legislation, it’s more important than ever to comply with fire safety requirements. The Regulatory Reform (Fire Safety) Order 2005 mandates that all HMO properties must have a Fire Risk Assessment (FRA) completed, and recent updates to the law fur

In 2024, the property market has proved more challenging than ever. With even more new legislation on the horizon, rising costs, and evolving tenant expectations, many self-managing landlords are feeling the squeeze. While taking a hands-on approach can seem cost-effective, it often comes at a hidden price that can impact both your finances and your peace of mind. If you're a landlord managing HMO or SA properties in Stoke-on-Trent, Crewe, Birmingham, Burton or Derby, it’s ti

Labour Party Manifesto The Renters Rights Bill Source: www.gov.uk Published 11 September 2024 The Renters’ Rights Bill delivers our manifesto commitment to transform the experience of private renting, including by ending Section 21 ‘no fault’ evictions. The bill will improve the current system for both the 11 million private renters and 2.3 million landlords in England. It will give renters much greater security and stability so they can stay in their homes for longer, build

Podcast Transcript - Episode 46 Hello, and welcome to another episode of the Essential Property Podcast with your host, Amanda Woodward. Today's episode is titled "Not Just a Letting Agent." I came up with this title because, over the last few months, we have been inundated with requests from our landlords and from those who are yet to work with us, all seeking solutions to property-related problems. The title, "Not Just a Letting Agent," reflects the fact that letting a pr

Podcast Transcript Summary - Episode 47 Hello, and welcome to another episode of the Essential Property Podcast with myself, Amanda Woodward, and Paul Samuda. Today, we are catching up on all the things that have taken place over the summer. Like many of our listeners, some of you have been away on a summer break, as have we, and we are now firmly back to finish Q3 and look forward to the end of the year. We thought we would hop on and talk about what’s been happening in the

With Prime Minister Rishi Sunak calling a snap general election for July 5th, the remainder of 2024 is shaping up to be a pivotal period for private landlords. The latest polls show Labour holding a strong lead, increasing the likelihood of their proposed rental market reforms being implemented should they take power. While some of the more stringent policies around abolishing Section 21 "no-fault" evictions were put on hold earlier this year by the current government, a Labo

00:32 Hello, and welcome to another episode of the essential property Podcast with your hosts Amanda Woodward and Paul Samuda. Today,we're on episode 43. And we're going to be covering two important topics, which are very relevant at the moment. The first topic is going to bethe ban of section 21, which has been an ongoing discussion for a while now. And the government are talking about bringing that in before the next election. And we're also going to be talking about the pe

00:32 Hello, and welcome to another episode of the essential property podcast with your host, Amanda Woodward and Paul Samuda. Andtoday, we are going to be taking a deep dive on all things financial when it comes to the property world. So we're going to be kicking off talking about mortgages. We will also be talking about mortgage valuations and refinances along with negotiations of contracts and some other bits and pieces thrown in along the way. What prompted the episode th

00:32 Hello, and welcome to another episode of the essential property podcast. And today's episode is titled How does politics affect residentiallandlords? And the purpose of this podcast was on the back of a conversation this weekend between Paul and I, where I asked thequestion, how does the very, very sad disturbances and disruptions in the Middle East affect UK property? And an hour and a half later, Paulis still explaining to me how it affects UK property. So I said righ

**Podcast Transcript**   00:32 Hello, and welcome to another episode of the essential property podcast with your host me Amanda Woodward. And today we are takinga deep dive short episode on safety certificates for HMOs. Now, what's your thinking about this? It's hardly those riveting of subjects. Yes,I understand. But it is one of the most important subject. So today we're going to go through five he certificates that every HMO needs plusanother bonus certificate, I guess at

**Podcast Transcript** Hello, and welcome to another episode of the Essential Property Podcast with your hosts, Amanda Woodward and Paul Samuda. We are on episode 40 today. I was just noticing that we are almost three years into the podcast now. It's gone quickly, as the years do, and our three-year anniversary is in February. I think we'll put together something special for that. In the meantime, we are at the end of 2023, another eventful year. Just like anything in the pro